> ## Content Index > Fetch the complete content index at: https://www.theaidirectory.com.au/llms.txt > Use this file to discover other available public pages before exploring further. # Cursor adds annual billing tiers: what the new yearly plans mean for Australians - URL: https://www.theaidirectory.com.au/news-cursor-annual-tiers-australia/ - Published: 2026-06-24T23:00:00.000Z - Updated: 2026-10-09T06:45:42.000Z - Description: Cursor has added a yearly billing option to its pricing page, lowering the effective monthly rate on paid plans. It's a new billing choice, not a price cut — and for Australians the USD billing and GST treatment haven't changed. - Author: Adam - Tags: News, Coding & Development, #news *Pricing figures updated 6 September 2026: USD prices are converted at the current rate (1 USD ≈ 1.40 AUD, verified 5 September 2026) and shown ex-GST, replacing the retired 1.55 + GST basis. A GST-registered Australian business that supplies its ABN is not charged GST on an imported digital service; other buyers should allow \~10% on top (*[*Methodology*](https://www.theaidirectory.com.au/methodology/)*).* **Posted:** 25 June 2026 · **Category:** Coding & Development --- **TL;DR:** Cursor's pricing page now carries a Monthly / Yearly toggle, and the yearly option lowers the effective monthly rate on paid plans — roughly US$32 and US$96 a month on the Teams seats when billed annually, against US$40 and US$120 monthly. Read it as a new billing choice, not a discount on the product. If you use Cursor every day and you're settled on it, annual saves you about a fifth. For Australians, nothing else changes: you still pay in US dollars, and the GST and currency-conversion picture is the same as it was. ## What changed Cursor's pricing page now offers a **yearly billing option** alongside the existing monthly one, switched with a Monthly / Yearly toggle at the top of the page. The plan structure itself is unchanged. There's still a free **Hobby** tier, an **Individual** plan from US$20 a month (with Pro, Pro+ and Ultra steps), and a **Teams** plan from US$40 per user a month (with Standard and Premium seats). What's new is that paying for a year up front lowers the effective monthly rate by about 20 per cent. On the Teams seats that works out to roughly **US$32 a month** for Standard and **US$96 a month** for Premium when billed annually, against US$40 and US$120 paid monthly. This is the important bit to be precise about: it is a billing *addition*, not a price *cut*. The monthly prices haven't moved. Cursor has simply added a cheaper-per-month path for people willing to commit and pay for twelve months at once. The trade is the usual one — you save money, you lock in for a year. ## Why it matters for Australians Cursor bills in **US dollars**, processed in the United States. That hasn't changed, and the annual option doesn't change it. So the headline US figures need translating before they mean anything to an Australian budget. At roughly 1.40 AUD to the US dollar shown ex-GST, the Teams seats land at about **A$55 a month** (Standard, annual) and **A$164 a month** (Premium, annual). The Individual Pro plan at US$20 a month is about **A$28 a month** ex-GST. Treat those as indicative — your actual charge moves with the exchange rate on the day your card is billed, and an annual plan charges the whole year in one US-dollar hit, so the conversion is locked in at that moment rather than averaged across twelve months. Two practical notes for Australian buyers. First, because the charge is processed offshore, check whether your card adds an international transaction fee — a common 2 to 3 per cent that quietly sits on top of the conversion. Second, paying annually in USD means a single larger foreign-currency transaction, which is worth timing if you watch the exchange rate at all. ## Does this change our recommendation? No. The annual option is a billing convenience, not a reason to pick Cursor over an alternative or vice versa. Our take on the tool rests on what it does and how it fits Australian workflows, and none of that shifts because there's now a yearly checkbox. If you've already settled on Cursor and use it daily, the annual plan is a straightforward saving — about a fifth off, for a twelve-month commitment. If you're still deciding, stay on monthly until you're sure; the flexibility is worth more than the discount while you're trialling. See where it lands for Australians in our [Cursor review](https://www.theaidirectory.com.au/cursor-review-australia-2026/), and how it stacks up against the main alternative in [Cursor vs GitHub Copilot for Australians](https://www.theaidirectory.com.au/cursor-vs-github-copilot-australia-2026/). --- ## Sources - Cursor — Pricing page (primary): https://cursor.com/pricing — confirms the Monthly / Yearly toggle, the Hobby / Individual (Pro, Pro+, Ultra) / Teams (Standard, Premium) / Enterprise structure, US$20 Individual and US$40 Teams monthly base rates, and USD billing via Anysphere, Inc. The exact yearly per-month figures sit behind the page toggle. Wayback Machine snapshot queued. - No Code MBA — "Cursor Pricing 2026: All 6 Plans & Costs Compared" (secondary): https://www.nocode.mba/articles/cursor-pricing — annual Teams seats at \~US$32 (Standard) and \~US$96 (Premium), \~20% off monthly. Wayback Machine snapshot queued. - CloudZero — "Cursor AI Pricing In 2026" (secondary): https://www.cloudzero.com/blog/cursor-ai-pricing/ — corroborates the 2026 plan structure and annual-discount mechanics. Wayback Machine snapshot queued. Wayback Machine snapshots queued.